| Use this calculator to determine your debt to income ratio. Generally speaking, a debt ratio greater than or equal to 40% indicates you are not a good risk for lending money to.
|
| Monthly gross income: |
|
| Spouse's monthly income after taxes: |
|
| Other monthly income: |
|
| Monthly rent/mortgage payment: |
|
| Monthly 2nd mortgage payment: |
|
| Total of all monthly car/vehicle payments: |
|
| Total of all monthly credit union loan payments: |
|
| All other monthly consumer loan payments: |
|
| Total of all monthly minimum charge card payments (Visa, Mastercard, dept. store, etc.): |
|
| Other monthly payments: |
|
| Pending monthly loan payments: |
|
| |
| Your total income: |
|
| Your total monthly payments: |
|
| Your debt ratio: |
|
